Purchase

Buying a home in Michigan?

Whether it's your first home or your forever home, Chris shops 50+ wholesale lenders to find the one that actually fits, then walks you through it in plain English.

How much house can you afford?

$0

Comfortable price range (36% debt-to-income)

Stretch ceiling (45% DTI)$0
Monthly housing budget$0
Includes taxes & insuranceyes
Check my real number

Rough illustration from the numbers you entered, using a 30-year term and typical insurance. Not a rate quote or offer of credit. Actual qualification depends on your full application.

What buying with a broker gets you.

  • No. 1

    More options than any bank

    A bank offers its own products. A broker shops across lenders: 30-year, 15-year, FHA, VA, USDA, Jumbo, 203K renovation.

  • No. 2

    An answer when your offer needs one

    Weekend showing, Monday offer? Same-day answers keep your bid competitive.

  • No. 3

    One person, start to keys

    No handoffs to processors you've never met. Chris is your contact from application to closing.

Common questions.

Do I need a big down payment?
Not always. Several programs are built for buyers without large savings, including options for first-time buyers, veterans, and rural or suburban properties. What fits depends on your situation, which is exactly what the two-minute check figures out.
Do I need perfect credit?
No. Different programs have different credit requirements, and some are specifically designed for flexible credit. Checking your options here doesn't touch your credit score.
What's the difference between pre-qualification and pre-approval?
Pre-qualification is an estimate based on what you tell us. Pre-approval means your documents have been verified. That's what makes sellers take your offer seriously. We'll get you to the right one for where you are.
How fast can I get an answer?
Usually same-day, often within the hour. If your offer is on a clock, say so. That's what a broker who answers his own phone is for.

Two minutes tells you where you stand.

Free, with no credit check. You get a clear picture of your options and owe nothing.

Get started
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